We are more competitive than other PFCs in two ways:

• Our funding sources and processes enable Appco to charge less on larger loans. We have negotiated flexible alternatives.
• Our point of sale application can, with their managers’ approval, enable producers and CSRs to charge insureds more or less than what we suggest. We empower our affiliates who want the option to charge anywhere in between our minimum and their state’s maximum.

We are willing and able to negotiate a wide range of down payment options for affiliates who partner with us to not cover without payment because:

• Our point of sale tool can be tailored to offer standard options to insureds needing premium financing. If you can design a program that preserves premium equity, we can have programmers implement it.
• Our point of sale application can, with their managers’ approval, enable producers and CSRs to negotiate using standard alternatives and call for an exception to those alternatives, when they want to put more effort into the negotiations.

• You are interacting with our automation right now! You are learning how it is so easy to create quotes for premium financing and issue premium financing contracts!

• You and your agency’s customers are able to make payments for financed insurance policies easily!